Raylz aims to connect multiple financial markets together to form a new Financial Market Infrastructure (FMI). Financial institutions can perform private exchanges of value across networks while retaining governance and policy controls within institutions.
Raylz makes this possible by using Privacy Ledgers, Bridges, and Commit Chains to connect enterprise infrastructure to blockchain rails through APIs. Settlement times and counterparty risk are removed by the FMI, while also providing support for tokenization capabilities.
Benefits of Raylz
Raylz addresses current challenges to financial markets worldwide in a number of ways. Click on any of the expandable items below to see what Raylz has to offer.
Real-time settlement, 24/7/365
Financial institutions transact across a unified multi-ledger ecosystem, providing ‘always-on’, real time settlement with near-real time finality.
No counterparty risk
Atomic DvP / PvP removes counterparty credit and settlement risk. Transactions are settled in real time, and incomplete payments are reversed.
KYC/AML/CFT compliance
Identity credentials for KYC/AML/CFT compliance purposes can be securely stored within the system and shared as part of the transaction. Transactions are automated using smart contracts and interoperable across multiple Value Exchange Networks (VENs).
Raylz also supports decentralized identity solutions.
On-chain transaction privacy
Transaction information is fully encrypted and remains private to transacting entities. Additionally, regulators can “peek” into encrypted transactions to confirm transaction validity and compliance.
Direct access and settlement channels
The ability to transact with Privacy Ledgers through Bridges removes the need for correspondent banking or intermediary relationships. As a result, your institution benefits from increased transparency and reduced fees.
Liquidity optimization
Liquidity is only held or locked during the payment process itself (<30s) before it becomes available again. As the system enables real-time transfers, liquidity can be instantly sourced from any connected network and utilized where needed at the time of exchange.
Configurable governance
True multi-network interoperability
Tokenized currencies and assets can move freely across multiple domestic and international networks while retaining proof of legitimacy from the original issuer. The original issuer isn't required to be involved in every transaction.
Integrations to existing financial systems
Raylz supports API integrations to existing financial systems and other networks, working with existing infrastructure, networks and solutions, whilst enhancing privacy, interoperability and scalability.
Programmability and automation
Raylz facilitates further extension to the given architecture, with features such as token programmability and multi-network automation using smart contracts.
The has full control over VEN policies, governance and standards.
